The first thing you should know about home insurance is that it’s a lot simpler than it appears. Truth is, most people avoid reading their home insurance policy because of the densely written clauses. If you feel your policy is…
Telematics devices are used to monitor driving habits and tendencies, tracking drivers’ speed and mileage to more accurately determine premiums. Insurers generally use telematics data to offer personalized driving feedback, safe-driving rewards, or potential cost savings on your car insurance…
Costume design Every year, people are seriously injured because of poor costume design. Face masks can limit visibility and breathing. Wrapped cloth can prevent a person from escaping in the event of a fire. And poor-fitting costumes can become trip-and-fall…
Trick-or-treaters aren’t the only spooky thing homeowners may see on Halloween. You also need to watch out for the possibility of scary homeowners insurance claims. Here are 13 precautions to make your home safe and hazard-free before little ghosts, witches,…
It’s safe to say that just about everyone enjoys eating. Whether you have favorites or you like to try new foods, you certainly want to ensure they’re safe for consumption. From purchasing food to prepping, eating and storing it, there…
It’s getting cold outside, the sun is hanging lower above the horizon and evening is coming earlier. This is a wonderful time of year to curl up in front of the fireplace with a few logs burning brightly. But if you…
Losing power for any length of time is inconvenient, but it can also be dangerous. You need a plan to get through the outage. Bottled water, nonperishable foods that don’t require cooking, extra propane or charcoal are all important to…
Windshield damage is common. Gravel and rocks, weather damage and even temperature changes can all cause your windshield to crack, chip or shatter. How insurance handles a windshield repair or replacement depends on what kind of auto glass coverage you…
Liability lawsuits are unpredictable these days. Juries are increasingly giving outsized awards to plaintiffs, and just about any accident can become prey to unscrupulous – even manufactured – claims of serious injury. While homeowners and personal auto insurance carry liability…
Even small repairs can put you at risk. Whether it’s a do-it-yourself (DIY) project with a friend or you’re hiring a professional contractor, check your home insurance policy before you start any repairs. Get proof of insurance A licensed contractor…